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Xanzu Features

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AI Integration in Product

Search, AI Product Review Summary: User can easily Find their product by ai search and get product reviews ai summery

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WooCommerce Plugin

WooCommerce merchants have plug and play integration with our BNPL Core System. Connect, Import and Start Selling

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Virtual Credit Card

User can get credit limit and Virtual Credit card based on KYC verification and Purchase histories

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Smart Credit Limit

Based on KYC verification and Purchase histories user can enjoy more BNPL/EMI purchase opportunity

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Flexible BNPL and EMI Plans

User can easily choose admin provided plan for installments with or without fess

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BNPL Checkout

User can user BNPL installment or direct payment

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Merchant system

Using merchant system merchants can easily add their custom or import WooCommerce products and manage their custom product orders easily.

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API Management

Merchant can easily manages their Plugin api credentials and also manage their WooCommerce Apis including sandbox (test order) feature

How It Works

1 Create and Verify

Create and Verify

Sign up, submit KYC, and verify identity to check BNPL/EMI eligibility.

2 Get BNPL Credits and Card

Get BNPL Credits and Card

Get a smart credit limit or virtual card after admin review and approval.

3 Checkout with BNPL Split Full Pay

Checkout with BNPL Split/Full Pay

Pay with BNPL, EMI, or full payment and track repayments in the app.

Frequently Asked Questions

Xanzu is an AI-powered BNPL and EMI solution for online stores, merchants, marketplaces, and fintech businesses.

Customers get a credit limit after verification, choose BNPL or EMI at checkout, and repay in flexible installments.

Yes. Xanzu includes a WooCommerce plugin so merchants can accept BNPL and EMI payments directly at checkout.

Yes. Merchants can use the built-in merchant panel to add products, manage orders, track sales, and view settlements.

Approved customers can apply for a virtual card and use their available credit balance for eligible purchases.

Admins can assign credit limits based on KYC verification, shopping history, previous orders, and repayment behavior.

Yes. Xanzu includes AI product search and AI review summaries to help customers find and choose products faster.

The owner can earn from BNPL/EMI fees, transaction fees, merchant charges, and late fees where allowed.

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